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JPMorgan’s credit card APR exceeds 25% by December 2026

Resolves: JPMorgan’s reported average credit card APR exceeds 25% in regulatory filings or earnings materials by December 31, 2026.

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user-generated· macro

JPMorgan’s credit card APR exceeds 25% by December 2026

Market overview

Sustained Fed tightening and a spike in delinquencies will force JPMorgan to hike average credit card APRs to 25.5% by December 2026. Consumer pushback and regulatory scrutiny will slow adoption of further hikes.

macro prediction market

Implied probability (Yes)
68%
Closes
2026-12-31

About this prediction

Resolution criteria

JPMorgan’s reported average credit card APR exceeds 25% in regulatory filings or earnings materials by December 31, 2026.

Source: user-generated

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