Mortgage rates fall below 6.5% by Q4 2026
Resolves: Average 30-year fixed mortgage rate reported by Freddie Mac is ≤ 6.4% on December 31, 2026.
user-generated· macro
Mortgage rates fall below 6.5% by Q4 2026
Market overview
The average 30-year fixed mortgage rate, currently above 7%, will decline to 6.4% or lower by December 2026. This is driven by the Federal Reserve cutting benchmark rates in response to cooling inflation and a slowing economy.
macro prediction market
- Implied probability (Yes)
- 72%
- Closes
- 2026-12-31
About this prediction
Resolution criteria
Average 30-year fixed mortgage rate reported by Freddie Mac is ≤ 6.4% on December 31, 2026.
Source: user-generated
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