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Credit card delinquency rates rise above 3.5% by December 2026

Resolves: Credit card delinquency rates in the U.S. exceed 3.5% as reported by the Federal Reserve or a major credit bureau for December 2026.

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user-generated· macro

Credit card delinquency rates rise above 3.5% by December 2026

Market overview

Credit card delinquency rates have been trending upward due to economic headwinds such as inflation and rising interest rates. Analysts expect this trend to accelerate through Q4 2026.

macro prediction market

Implied probability (Yes)
70%
Closes
2026-12-31

About this prediction

Resolution criteria

Credit card delinquency rates in the U.S. exceed 3.5% as reported by the Federal Reserve or a major credit bureau for December 2026.

Source: user-generated

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