Deposit betas for major U.S. banks decline by 5 basis points by Q4 2026
Resolves: Average deposit beta for the top 5 U.S. banks (by deposits) in Q4 2026 is at least 5 basis points lower than in Q2 2026.
user-generated· earnings
Deposit betas for major U.S. banks decline by 5 basis points by Q4 20…
Market overview
Major U.S. banks reported deposit betas of 55-60% in Q2 2026. Market conditions and regulatory pressure will reduce betas to 50-55% by Q4 2026, improving profitability.
earnings prediction market
- Implied probability (Yes)
- 60%
- Closes
- 2026-12-31
About this prediction
Resolution criteria
Average deposit beta for the top 5 U.S. banks (by deposits) in Q4 2026 is at least 5 basis points lower than in Q2 2026.
Source: user-generated
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